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When you apply for a line of credit, having better credit scores could help you qualify for a lower annual percentage rate. Some lines of credit may come with fees, such as an annual fee, and limits on the amount you can borrow.

While there is no formal threshold that defines a “good,” “bad,” or. whether you apply for one car loan or 10, it will have the exact same impact on your credit score. Buy a car now or work on your.

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Personal Line of Credit Loans What is a Personal Line of Credit Loan. A personal line of credit loan is a loan from $500 to $25,000 that you apply for here online. A personal line of credit loan is like an installment loan in that you make regular installment payments on the loan.

Open and closed end refers to the duration of the line of credit. As the names imply, an open end line of credit has no end date. Provided you keep paying it off on time, you can use it as long as you like. It is a true revolving credit account. A closed end line of credit has a set end date and when that date comes, the balance is due.